It’s a credit card resulting from a partnership between HDFC Bank and Tata Neu, offering rewarding benefits to its users. There are two versions: the Tata Neu Plus HDFC Bank Credit Card and the Tata Neu Infinity HDFC Bank Credit Card.
Which bank is Tata Neu partnered with?
The exclusive partnership to introduce this credit card comes from the collaboration between HDFC Bank and TataNeu. They’ve joined forces to create and launch this unique credit card, offering tailored benefits and rewards to their customers.
What is the Tata Neu Credit Card age limit?
The eligibility criteria for the Tata Neu Credit Card include individuals falling within the age bracket of 21 to 60 years. This age range allows a wide spectrum of applicants within these specified age groups to apply and benefit from the features and privileges offered by the Tata Neu Credit Card.
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What is the welcome benefit of the Tata Neu Plus HDFC Bank Credit Card?
New users get a welcome benefit of 499 NeuCoins, equivalent to a reversal of the 1st Year Membership Fees. This benefit is accessible through the Tata Neu App after the 1st transaction within 30 days of getting the card.
What are the benefits of Tata Neu card?
Users can earn NeuCoins on various spends: 2% back on certain purchases, 1% on others, and even an additional 5% back on selected categories through the Tata Neu App/Website.
What are the additional features of the Tata Neu Plus HDFC Bank Credit Card?
- Zero lost card liability: Should your Tata Neu Plus HDFC Bank Credit Card be misplaced, reporting it immediately to our 24-hour call center absolves you of any liability for fraudulent transactions made on the card.
- Interest-Free Credit Period: You can enjoy an interest-free period of up to 50 days on your Tata Neu Plus HDFC Bank Credit Card starting from the date of purchase, subject to charge submission by the merchant.
- Revolving Credit: This feature is available at a nominal interest rate on your Tata Neu Plus HDFC Bank Credit Card, offering flexibility in managing your payments.
What are the Eligibility criteria for the Tata Neu Plus HDFC Bank Credit Card?
For salaried Indian nationals, the age range is 21 to 60 years with a net monthly income above ₹25,000. For self-employed Indian nationals, the age range is 21 to 60 years with an ITR above Rs 6 Lakhs per annum.
What are the yearly charges of Tata Neu Plus HDFC Bank Credit Card?
The Joining/Renewal Membership Fee is ₹499/- plus applicable taxes. However, spending ₹1,00,000 or more in a year before the renewal date can waive the renewal fee.
What is the interest rate applicable to Tata Neu Plus HDFC Bank Credit Card?
The applicable interest rate for the Tata Neu Plus HDFC Bank Credit Card stands at a competitive 3.75% per month. This interest rate ensures a reasonable and manageable financial arrangement for cardholders, allowing them the flexibility to manage their payments and balances effectively.
What is the value of Tata Neu reward points?
NeuCoins are rewards earned through transactions on the TataNeu app or associated brands. Each NeuCoin is worth ₹1, and there’s no limit to earning or using them.
What is the validity of NeuCoins accrued on my credit card?
They expire 365 days after the last eligible transaction. Special promotions might offer additional NeuCoins with specific expiry dates mentioned at issuance.
How can I convert my Tata Neu reward points to cash?
Yes, they can be converted via Tata Pay or by selecting ‘NeuCoins’ / ‘Use my NeuCoins’ / ‘Loyalty Redemption’ during payment.
Does Tata Neu Plus HDFC Bank Credit Card have lounge access?
Yes, the Tata Neu Plus HDFC Bank Credit Card offers an exclusive benefit of 4 Complimentary Domestic Lounge Access instances per calendar year, allowing cardholders to access lounges up to once per quarter. For each lounge access, a nominal fee of ₹2 (applicable for VISA / RuPay lounges) will be charged to the Credit Card, providing users with a comfortable and premium experience at select domestic lounges.
Does Tata Neu Plus HDFC Bank Credit Card have a Fuel Surcharge Waiver?
Absolutely, cardholders enjoy a 1% fuel surcharge waiver at all fuel stations across India. This waiver is applicable on transactions with a minimum amount of ₹400 and a maximum transaction cap of ₹5,000. For each statement cycle, there is a maximum waiver limit of ₹250, ensuring users benefit from savings while fueling up their vehicles using the Tata Neu Plus HDFC Bank Credit Card.
How to pay the Tata Neu Plus HDFC Bank Credit Card bill?
You can use HDFC Net Banking and HDFC Mobile Banking with your HDFC Bank account for bill payments.
Disclaimer: Information about the Tata Neu HDFC Credit Card is provided for informational purposes and may be subject to change. Please verify details directly with the respective financial institutions before making any decisions.